Readiness Is a Lie

You’re not waiting.

You’re avoiding.

And you’ve dressed it up as “getting ready” —

like there’s some golden moment where everything lines up and the mortgage gods bless you.

Spoiler: That moment doesn’t exist.

People don’t buy their first place because they’re ready.

They buy because they got tired of floating.

They figured out where they stood.

They ran their numbers.

They got a plan.

That’s the difference.

You’re not building a plan —

you’re building excuses.

So let’s call it:

“I need more time” = stalling

“Just want to save a bit more” = still stalling

“Waiting for the right moment” = cool, enjoy renting forever

You can’t steer if the car’s parked.

But once you know where the road is?

Now you’re driving.

Want to stop sitting still? Use the calculator.

It’s the key in the ignition.

[https://mortgageninja.co.nz/first-home-buyer-calculator]