This One Myth Is Keeping You Renting

Still think you need $100K to buy a house?

That belief right there?

It’s probably why you’re still renting.

You’ve been stuck thinking: “20% deposit. Six figures.”

Some huge milestone that you’re nowhere near hitting.

So instead of checking what’s actually possible…

You just assume you’re out of the game.

And while you’re saving slow and waiting for “someday” —

property prices keep moving.

Rents go up.

And your shot gets further away.

Here’s what most people don’t know:

You don’t need a 20% deposit.

Not even close.

There are people buying homes right now with 10%.

Sometimes even 5%.

Legally. Through real banks. In this country. This year.

It’s not a loophole.

It’s just… how it works for first-home buyers who know where to look.

The difference?

They asked. You didn’t.

They checked what was possible.

You kept assuming you weren’t ready.

So if you’ve been holding off because of “the deposit thing” —

cool. You’re not alone.

But you might be way closer than you think.

And finding that out costs nothing.

Wanna know what you actually need?

Run our calculator.

No pressure. No awkward calls. Just clarity.

 [https://mortgageninja.co.nz/first-home-buyer-calculator]