Why You’re Not Buying in 2025

Look, I get it — buying feels massive.

But here’s what most people won’t tell you:

You’re not renting because you “can’t” buy.

You’re renting because you haven’t actually looked at what’s possible yet.

You’ve been thinking about it, sure.

You’ve been “saving,” kinda.

You’ve checked some listings, watched a few TikToks, maybe skimmed a blog post before zoning out halfway through.

And now you’re in limbo — not moving forward, not making a plan.

Just kinda… hovering.

"But do you know what?"

Most people who think they’re not ready actually are.

They just don’t realise it because no one’s laid it out properly.

No fluff. No vague advice. Just:

“Here’s where you’re at. Here’s what you can do next.”

You don’t need a perfect credit score.

You don’t need a six-figure deposit.

You need clarity — and a move that actually fits you. If you’re still renting, and you don’t want to be — don’t wait for the perfect time.

It’s not coming. Get clear. Get a plan.

And stop wasting another year guessing.

Wanna know what you can actually afford right now?

Run it through our calculator — no sales pitch, no strings.

Just real numbers, based on you.

[https://mortgageninja.co.nz/first-home-buyer-calculator]