You’re Not Bad With Money

You keep telling yourself you’re bad with money.

Cool. But what does that actually mean?

That you’ve made a few average choices?
That you don’t budget perfectly?
That you’ve got a credit card that got a bit out of hand?

Welcome to the club.

You’re not bad with money.
You’re just making moves with no real data.
No plan. No numbers. Just vibes.

And that’s what’s stopping you.

You assume you’re too far off.
You assume you’d get told no.
You assume you’re not even close.

But you’ve never actually checked.

Meanwhile, other people with debt, average credit, and messy finances…

are out here buying their first home.

Not because they’re perfect —
but because they stopped guessing and got clear.

You can keep carrying guilt.
Or you can start carrying a plan.

Use the calculator.
Stop assuming. Find out where you stand.
Start planning today:

[https://mortgageninja.co.nz/first-home-buyer-calculator]