Your Credit Score Isn’t the Problem

Apr 01, 2025·By Tyson Young

Let’s clear something up.

If you’re still renting because you think your credit isn’t “good enough” to buy — that’s not the real issue.

Because having less-than-perfect credit?

That’s normal.

That’s fixable.

That’s not what’s actually keeping you stuck.

The real problem is this:

You’ve assumed the door’s already shut —

so you’ve stopped even checking if it’s open.

You’ve been carrying around this vague idea that you’re not ready.

That the banks won’t look at you.

That you’ll apply, get laughed at, and feel worse than you do now.

So instead of getting clarity — you avoid it.

You keep renting.

Keep sitting on the sidelines.

Keep waiting for your credit to magically fix itself while the market keeps moving and your savings slowly melt into takeaway and bills.

You can still buy with average credit.

You can still buy after a few financial screw-ups.

You can still buy even if your score isn’t glowing green with approval vibes.

What matters is understanding your actual position —

what’s possible, what’s not, and what steps to take if you’re close.

Because once you know where you stand, the shame disappears.

The guessing stops. The plan becomes real.

And you stop letting one number on one report decide your future.

Not sure if you’re close?

Run it through the calculator — no pressure, no judgment.

Just a quick check on what’s actually possible for you right now.